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Get Cash-Out Refinance quotes in seconds

There are benefits to doing a cash out refinance. If you have a First and Second mortgage, you can reduce your monthly payment by combining both loans in one. However, if in refinancing your rate will be the same or higher, then you will be losing a significant amount of money in fees just to get a $10,000 loan. In a case like that, you would definitely want to go with a home equity loan.

If you are planning on a cash out refinance, make sure that you are refinancing with a low enough rate to justify the fees to refinance. Use Top-Lenders.com to find out what is available to you. If you don't know what to put in any particular field, leave it "as is" or point your mouse on "?" for help.

Rates & Closing Costs for Cash-Out Mortgage Refinance
Property State  
Property Value (Estimated or Appraised)  
Loan Amount Desired  
1st Mortgage Balance Existing mortgage balance
2nd Mortgage Balance (If Any)  
Cash-Out Interest may rise if cash on hands > 1% of the new loan
Loan Type Preferred  
Property Description SFR - single family residence
Number of Units (1 for Single-Family) Units > 1 for rental properties
Location  
Occupancy  
Documentation Type Choose FullDoc if you can document your income
Your Credit Profile
The lower of your 3 scores or estimate
Lower of Equifax, Experian and TransUnion, or TriMerge
Public Records. Leave blank if no: Estimate if unknown:
Chapter 7
Chapter 13
Foreclosure
                  
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US Mtg Rates: 24-Apr-2024
30 Yr Fixed Rate
-1.0%
15 Yr Fixed Rate
-1.0%
ARM Mortgage Indexes
5/1 ARM
-1.0%
3/1 ARM
-1.0%
CODI
-1.0%
COSI
-1.0%
12 MTA
-1.0%
COFI 11th District
-1.0%
COFI Federal
-1.0%
12 Month LIBOR ($)
-1.0%
1 Year CMT
-1.0%
Market Indexes & Indicators
WSJ Prime Rate -1.0%
FNMA 15y Fxd Yld-30d -1.0%
FNMA 30y Fxd Yld-30d -1.0%
Federal Funds -1.0%
30 Year Treasury -1.0%
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