Get wholesale Rate/Term Refinance quotes without pulling your credit peport

Refinancing your mortgage can help you accomplish many goals. Lowering your current rate and monthly payment is one of the most traditional forms of the refinance transaction, and has become even more common in recent years with interest rates at an all time low. Shortening the term of a mortgage is another popular transaction and can save you thousands of dollars in interest.

We report on current mortgage rates and give you an estimate on your closing costs. Run the numbers on our website to get an idea about refinance rates, payments and costs involved. Use our network of lenders and expert mortgage specialists to find the best loan for your situation.

Rates & Closing Costs for Rate/Term Mortgage Refinance
Property State  
Property Value (Estimated or Appraised)  
Loan Amount Desired (includes Existing Loan balance plus Cash-Out if any)  
1st Mortgage Balance (existing lien) Existing mortgage balance
2nd Mortgage Balance (If Any)  
Cash-Out Desired Interest may rise if cash on hands > 1% of the new loan
Loan Type Preferred  
Property Description SFR - single family residence
Number of Units (1 for Single-Family) Units > 1 for rental properties
Documentation Type Choose FullDoc if you can document your income
Your Credit Profile
(the lower of 3)
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US Mtg Rates: 12-Jul-2024
30 Yr Fixed Rate
15 Yr Fixed Rate
ARM Mortgage Indexes
5/1 ARM
3/1 ARM
12 MTA
COFI 11th District
COFI Federal
12 Month LIBOR ($)
1 Year CMT
Market Indexes & Indicators
WSJ Prime Rate -1.0%
FNMA 15y Fxd Yld-30d -1.0%
FNMA 30y Fxd Yld-30d -1.0%
Federal Funds -1.0%
30 Year Treasury -1.0%
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