No Money Down Home Loans

A no money down mortgage allows you to buy a home with little to no money due at closing. With some lenders, no money down means that no down payment is required, but closing costs are. U Other lenders offer home loans where no money, not closing costs or down payments, is required. Instead, closing costs are included into the principal amount, usually up to 2% of the loans value.

With Top-Lenders.com you can compare no-money-down mortgage programs both for perfect and adverse credit rating situations. Run the numbers on our website to get an idea about no-money-down loans rates, payments and closing costs.

Rates & Closing Costs Quotes for No Downpayment Home Purchase Loan
Property State  
Property Value / Contract Price Lower of Purchase Price and Appraised Value
Loan Amount Desired  
Down Payment Higher down payment may help to lower rate
Loan Type Preferred  
Property Description SFR - single family residence
Number of Units (1 for Single-Family) Units > 1 for rental properties
Gross Yearly Income, $
(optional, but very important)
Some lenders require to see if you qualify.
Income Documentation Type Choose FullDoc if you can document your income
Zip Code (Where You Live Now)  
Your Credit Profile
(the lower of 3)
Lower of Equifax, Experian and TransUnion, or TriMerge
or estimate if you don't know:  
Please allow 10-20 seconds to execute your request after you click "Search" button

US Mtg Rates: 27-May-2024
30 Yr Fixed Rate
15 Yr Fixed Rate
ARM Mortgage Indexes
5/1 ARM
3/1 ARM
12 MTA
COFI 11th District
COFI Federal
12 Month LIBOR ($)
1 Year CMT
Market Indexes & Indicators
WSJ Prime Rate -1.0%
FNMA 15y Fxd Yld-30d -1.0%
FNMA 30y Fxd Yld-30d -1.0%
Federal Funds -1.0%
30 Year Treasury -1.0%
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