First Time Home Buyer Financing

There are many choices in obtaining a first time home buyer mortgage loan including government backed FHA and VA. You even can get a deal allowing the transaction with no cash by having the seller pay all of their closing costs. If you have good credit and want to put no money into a property, ask your loan specialist about 80/20 loans.

With Top-Lenders.com you can compare programs for first time home buyers. Run the numbers on our website to get an idea about loan rates, payments, and closing costs. Even better, let expert mortgage specialists help you in making the best decisions for your individual situation.

Rates & Closing Costs Quotes for First Time Home Purchase Loan
Property State  
Property Value / Contract Price Lower of Purchase Price and Appraised Value
Loan Amount Desired  
Down Payment Higher down payment may help to lower rate
Loan Type Preferred  
Property Description SFR - single family residence
Number of Units (1 for Single-Family) Units > 1 for rental properties
Gross Yearly Income, $
(optional, but very important)
Some lenders require to see if you qualify.
Income Documentation Type Choose FullDoc if you can document your income
Zip Code (Where You Live Now)  
Your Credit Profile
(the lower of 3)
Lower of Equifax, Experian and TransUnion, or TriMerge
or estimate if you don't know:  
Please allow 10-20 seconds to execute your request after you click "Search" button

US Mtg Rates: 12-Jul-2024
30 Yr Fixed Rate
15 Yr Fixed Rate
ARM Mortgage Indexes
5/1 ARM
3/1 ARM
12 MTA
COFI 11th District
COFI Federal
12 Month LIBOR ($)
1 Year CMT
Market Indexes & Indicators
WSJ Prime Rate -1.0%
FNMA 15y Fxd Yld-30d -1.0%
FNMA 30y Fxd Yld-30d -1.0%
Federal Funds -1.0%
30 Year Treasury -1.0%
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